What We Offer
As independent mortgage brokers, we shop wholesale lenders across the market to find the best product and pricing for your specific situation.
Why Independent
Bank lenders can only offer the products set by their institution, at the rates and margins determined by the costs of their institution.
As independent mortgage brokers, we have access to a wide variety of wholesale lenders that compete to win our business and yours based on competitive pricing and a wide variety of products. The benefits you get from calling ten lenders — that's all built right into our business model.
Loan Products
Flexible terms and competitive wholesale rates for qualified buyers. Conventional loans are often the right choice for borrowers with strong credit and stable income looking for straightforward, efficient financing.
A benefit earned. VA loans offer some of the most favorable terms available in mortgage financing, and Dave is one of Montana's leading experts in helping veterans and active duty servicemembers use them effectively.
Government backed loans with more flexible credit and income requirements.
Jumbo loans are available for balances that exceed conventional limits.
Not every borrower fits a conventional mold. Matt brings particular depth in creative financing for self-employed borrowers, complex income structures, trusts, bridge loans, and alternative income programs.
For eligible properties in rural areas of Montana, USDA loans offer 100% financing with no down payment required. An often overlooked option that can make homeownership significantly more accessible.